After evaluating Loan Against Mutual Funds offerings from Lark Finserv and Volt Money, I was skeptical about true liquidity. FluidPe’s 50% LTV on equity funds (and up to 80% on debt funds) delivered instant overdraft access without forced sell-offs. Their transparent interest-only-on-utilisation model and fully customisable repayment schedule have redefined capital efficiency for our working-capital needs—far superior to Yenmo’s rigid terms

In the past, I’d sold SIPs at a loss to manage working capital. With this LAMF facility, I accessed 80% LTV on debt funds, saved on capital gains taxes, and stayed fully invested—transforming my cash-flow strategy overnight.

As a startup co-founder, cash flow volatility is my daily battle. Leveraging 50% LTV on my equity funds gave me the runway to hire critical talent, with ZERO forced liquidations and total control over repayments.

As a high-growth SME, I questioned whether Lark Finserv or Yenmo could match FluidPe’s seamless credit line. Their overdraft facility against mutual funds offered same-day approvals and interest charged only on days utilised—driving unparalleled ROI. This Loan Against Mutual Funds service has become an integral part of our treasury operations, delivering both agility and robust risk management.

I switched from Volt Money to FluidPe because their Loan Against Mutual Funds platform provides market-leading leverage and real-time disbursals. Their intuitive dashboard and flexible repayment options empower our growth strategy with minimal opportunity cost.