Get instant loans against your mutual fund investments without selling them. Enjoy competitive interest rates starting at 8.5% with minimal documentation.
₹2.5Cr+
Loans Disbursed
500+
Happy Customers
8.5%
Interest Rate
Unlock liquidity from your portfolio
Loan Amount
₹25,00,000
Portfolio Value
₹1.2 Cr
Interest Rate
8.5% p.a
Trusted by leading institutions
Unlock the full potential of your mutual fund investments with our innovative loan solutions
Enjoy interest rates starting from just 8.5% p.a., significantly lower than personal loans and credit cards.
Get funds in your account within 24 hours after approval, with minimal documentation requirements.
Continue to benefit from potential market appreciation while accessing funds for your immediate needs.
Choose from multiple repayment plans that suit your cash flow, with no prepayment penalties.
Access up to 80% of your mutual fund portfolio value, with loan amounts ranging from ₹1 Lakh to ₹5 Crores.
Pledge various mutual fund schemes including equity, debt, and hybrid funds to secure your loan with maximum flexibility.
Four simple steps to unlock the value of your mutual fund investments
Upload KYC, PAN and other documents for quick verification.
Choose the mutual funds you wish to pledge as collateral.
Complete the digital signing process securely online - no paperwork.
Receive funds instantly in your bank account once approved.
See how much you can save compared to traditional financing options
Adjust the sliders to see your potential savings
No hidden charges • No prepayment penalty • Quick approval
See how much you save with Fluidpe compared to other options
| Loan Type | Interest Rate | Total Interest | Comparison |
|---|---|---|---|
Fluidpe Loan Against Mutual Funds | 8.5% | ₹85,000 | Best Option |
| Personal Loan | 14% | ₹140,000 | -₹55,000 |
| Credit Card | 36% | ₹360,000 | -₹275,000 |
By choosing Fluidpe instead of Credit Card financing:
You save ₹275,000
That's 76% in interest savings!
You'll pay ₹275,000 more in interest with credit cards at 36% rate
You'll pay ₹55,000 more in interest with personal loans at 14% rate
Join thousands of satisfied customers who've experienced the Fluidpe advantage
After evaluating Loan Against Mutual Funds offerings from Lark Finserv and Volt Money, I was skeptical about true liquidity. FluidPe’s 50% LTV on equity funds (and up to 80% on debt funds) delivered instant overdraft access without forced sell-offs. Their transparent interest-only-on-utilisation model and fully customisable repayment schedule have redefined capital efficiency for our working-capital needs—far superior to Yenmo’s rigid terms
Rahul Mehta
CFO, Mumbai
In the past, I’d sold SIPs at a loss to manage working capital. With this LAMF facility, I accessed 80% LTV on debt funds, saved on capital gains taxes, and stayed fully invested—transforming my cash-flow strategy overnight.
Meera Nair
CFO, Delhi NCR
As a startup co-founder, cash flow volatility is my daily battle. Leveraging 50% LTV on my equity funds gave me the runway to hire critical talent, with ZERO forced liquidations and total control over repayments.
Neha Kapoor
Head of Finance, Gurugram
As a high-growth SME, I questioned whether Lark Finserv or Yenmo could match FluidPe’s seamless credit line. Their overdraft facility against mutual funds offered same-day approvals and interest charged only on days utilised—driving unparalleled ROI. This Loan Against Mutual Funds service has become an integral part of our treasury operations, delivering both agility and robust risk management.
Amit Verma
CEO, Mumbai
I switched from Volt Money to FluidPe because their Loan Against Mutual Funds platform provides market-leading leverage and real-time disbursals. Their intuitive dashboard and flexible repayment options empower our growth strategy with minimal opportunity cost.
Priya Singh
Founder & MD, Mumbai
Apply now to get a personalized quote and access funds without selling your mutual fund investments. Our experts are ready to help you every step of the way.
Find answers to common questions about loans against mutual funds
Fluidpe is a digital financial platform that enables investors to unlock the power of their mutual fund investments by providing instant loans against mutual funds portfolio. We offer a streamlined, 100% digital experience with no need to sell your investments, ensuring you continue to benefit from market growth while accessing liquidity.
